Qualified Corporate Retirement Programs

We collaborate with employers on the design, installation, communication and investment over-site of their qualified retirement plans.  Some of the services we provide to our qualified retirement plan clients are listed below:

• Quarterly conduct fiduciary oversight support of the retirement plan, and investments documented in meeting minutes
  
• Assist with plan design and collaborate with the appropriate vendors to offer different plan design features including but not limited to:
  
  • Safe Harbor 401(k) Plans
  • Pro-Rata Profit Sharing
  • New Comparability 
  • Age-Weighted 
  • Social Security Integration
  • Cash Balance Plans
  • Stretch Matching 
  • Discretionary Matching Formulas
    
    
• Strive to assist the retirement plan to become CEFEX Certified including annual re-certs in the future for 401(k) Plans
  
  
• Provide holistic employee education and support
  • Budgeting
  • Debt consolidation
  • Investment strategy and allocation review Introductions to other professional
    
    
• Provide centers of influence introductions
  • Credit Repair Specialist
  • Estate Planning Attorneys
  • Certified Public Accountants (CPAs)
  • Payroll
  • Home and Auto Insurance Reviews
  • Medicare Specialist
  • Mortgage Lenders
  • Personal Bankers
  • Fitness Instructors 

Non-Qualified Deferred Compensation

We also assist employers in establishing and servicing non-qualified deferred compensation plans.  These can be utilized when a 401(k) plan has testing issues.  Also they are powerful recruitment and retention tools to attract and secure important talent in the form of key employees. 

Wealth Management

We assist individuals with their financial goals by helping them establish a thoughtful plan that they are comfortable with.  We serve clients preparing for retirement and in retirement assisting them with their asset management needs.  We provide service to both Individual Retirement Accounts (IRAs) and non-retirement brokerage accounts.  

Insurance 

Anthony Fiorenza and Derek Fiorenza are able to assist you in the purchase of insurance products through a strategic business partner.  Providing this service to you does create a conflict of interest because of the receipt of additional compensation.  If you are interested in learning more about these services, please click "here". 

Clients are not obligated to use Summit Group Retirement Planners, Inc. or its investment advisor representatives for insurance product services.